Every hire car comes with our GO BASIC Insurance Option FREE. However, we recommend that the GO PEACE OF MIND Insurance option is the best value and is the only ticket to a completely hassle free holiday. Here's a bit more info around our Insurance options. Budget Fleet Budget Compact Economy Premium Economy Econo Wagon People Carrier Late Model Fleet Elite Zippy Premium Hatch Touring Executive Intermediate 4X4 People Mover Premium Fleet Large 4X4 Premium 4X4 Sport Utility 4X4 11 Seater Van 12 Seater Van Insurance Info To hire a GO rental car, all that's needed is a credit card and a full valid driver's licence. With our GO BASIC Insurance option, the credit card will be authorized for the amount of the excess at the time of rental. Regardless of who is at fault, the excess must be paid. Make sure you fit snow chains perfectly and use the ski racks carefully, because misuse and damage of these accessories are not covered by insurance. If the rental agreement terms and conditions are breached your insurance may be void.